I've alway's thought that if you where at an ATM machine at 0300 in the morning your probably about to do something that you shouldn't do and know better. I did executed that kind of stupity and immaturity when I was young, but certainly not at this age.
I think the article reeks of ignorance and myth based on one persons lifestyle or a small group of persons that coninually find themselves in trouble in the wee morning hours after having been playing like children at clubs.
If you still go to clubs and your over the age of 30 your still a child in adult clothes.
YMMV
"When a government robs Peter to pay Paul it will alway's have the support of Paul" George Bernard Shaw