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Crossbreed's QwikClip is the way to go for me & my PF-9. It's small & comfortable, easy to slip on & to remove, & with a decently stiff belt (kept moderately tight) I find that it provides for a solid draw & reholster operation.
It has enough adjustability for, I think, anyone. I tweaked it to ride strongside at 4:30 with a cant of about 25 degrees. The clip is wide & secure, but...I just had mine crack last night after 6 months of solid use (daily for 6-12 hours, home & away). Matt just e-mailed me (even though they are closed for the holiday) & promised they'd put a new one in the mail for me. I'll still trust & continue to use it, but I think I'll write them back to see about getting an extra clip so I won't have to be without!
They don't make a metal clip for the QwikClip, but I like the wide Kydex clip because it blends in better & doesn't give away my IWB secret. Also, it doesn't add any weight to the rig.
My original holster was a Bianchi 100 Professional holster (size 9A fits perfectly, model 19228(RH) or 19229(LH)) & will be my back-up for the next few days. I got that for around $41 from the Tactical Store (Bianchi 100 Professional Holster - Plain Tan, Right Hand 19228 FREE S&H 19228. Bianchi Right Hand Holsters.).
Aside from that, I highly recommend Kel-tec's new +1 magazine extension. I bought one for each of my 5 mags & I find that it really enhances one's shooting grip for better controllability.
"Historical examination of the right to bear arms, from English antecedents to the drafting of the Second Amendment, bears proof that the right to bear arms has consistently been, and should still be, construed as an individual right." -- U.S. District Judge Sam Cummings, Re: U.S. vs Emerson (1999)