That's a really complicated question. What do you plan on using it for?
If you want to shoot snakes, use the Judge. I'm not sold on .410 as a defensive handgun load, however. You only get 3 or 4 pellets of 00 buckshot per shell, and the slugs have much less energy than a decent .45 Colt. If you want to use the .45 Colt, you can get a good revolver with a much smaller cylinder than the Judge, probably for less money.
Both the XD and the Ruger P-series are great guns. I own neither, but wouldn't hesitate to carry either of them. The XD has the edge in ammunition capacity (it's hard to argue with 13+1 in .45ACP). The Ruger is also available with an alloy frame if you don't like polymer. The Ruger is also made in America, and you can probably get it cheaper.
Bottom line, if you want a polymer-frame, striker-fired weapon, the XD is one the best available. If you want to spend a little less and have a hammer-fired weapon with a decocker, go with the Ruger. But don't ignore the other options out there...




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