I myself am completly satisfied with the XD for punching holes in paper and for carry. So much so I have the XD45C and the 9mmSC. I spent the $$$ I saved on ammo at the range. Which ever way you go is a win and you will be completly happy with your decision.
I was considering the XD-M but settled for the XD am am very satisfied with my subcompact .40. It does what I need it to, puts rounds down range very accurately. Although there is something to be said for a higher capacity mag and adjustable grips. Also the breakdown is too easy and I don't mind pulling the trigger to disassemble. I guess if you want to pay for a matchgrade barrel and a few more bells and whistles more power to ya. I gotta buy another one now because I bought a surefire light for a full size pistol and it doesn't fit my sub and its too cool to send back.
Thank You All for your input, it is much appreciated and I took it ALL into consideration.
I walked into the gun shop the other day and my decision came pretty quickly and very easily. I had finally settled on the .40S&W as the caliber so I was down to XD vs XDM. A SALE tag caught my eye, it was an XD .40S&W sub-compact in the Essentials package. I spent a while comparing the three packages side by each, (XDM, XD, & XD Essentials), the prices were $649, $529, and $429. While I understand and appreciate the upgrades to the XDM I could not quite justify the $220 for a gun that I would be punching paper, cans, and pumkins with as well as carrying concealed. I also did not see the money invested in plastic gear and a nice box that would end up in a closet. I am very happy with this purchase and can't wait to pull the trigger on it. I am already thinking about a larger frame gun in a .45 and probably will take another serious look at the XDM at that time.
The main differences are magazine capacity and the adjustable handgrip. I have compared the XD and the XDM and can see no difference in accuracy at 25 yards. The XD 40 has only a 12 round magazine, the XDM holds 16, (1/3 more). I perceive recoil of the 40 S&W to be more harsh than that of the 45 ACP; however recoil is related as much to the firearm used as the pressure of the cartridge. Some 45 ACP shooters claim that the 40 S&W is as close to an over pressure round. In general the 40 S&W generates comparable pressure to 9mm +P ammo. I have seen two 40 S&W damaged by hot handloads, (one Glock and one XDM), and many handloaders steer clear of the 40 S&W for that reason. I reload for both 9mm and 40 S&W. My handloads are on the conservative side, My carry ammo is premium factory ammo only.
Spend the money and get The XDm 45 when your ready its well worth it. I just got the 45 compact and cant beleive how well it shoots. I really think it has less felt recoil than my kel-tec p11.
XD-9, first none glock plastic weapon I'v had, shoots well, I think its a bit more accurate than the glocks, and now with 400+ rds through it, seems to be as dependale as the glocks????????????????