Hey, I was wondering the exact same thig for may years now. I have beeen carrying for almost 20 years, and just thinking about safety... I have never carried on in the chamber, but for the last year I have asked myself one question, will I have time to rack one in? well think about this one now, if you were carrying a revolver.... isn't there one in the "chamber already?" or are you gonna ask them to wait justa min, so I can get ready...haha. Do the police not carry one racked too? If anybody does know the real answer(I have searched myself but find no suck ruling), please post it so that we know. As for now, I am not going to be a statistic and will conder my pistola a revolver. One in the chamber because when you need it, it's ready, but if not good deal no worry. Just like the saying goes.... better to have it and not need it than to need it and not have it. So one in the pipe is what i do now.