Welcome to the forums and to firearms. The Number One best advice I can give you is find a knowledgeable CCDW instructor and take the class. Being new to firearms, you will learn a lot and they will be able to help you out in just about any category. Remember, Safety First! What part of the state are you in? One of my best friends is an instructor and he works in the Eastern and Central parts of the state. (Having said all that, here's my .2, from one Big Blue Fan to another. Unless you are a U of L fan, then you don't need a gun to begin with! HA!)
1. was just wondering on how exactly ccw's work. I wanna carry my gun on my hip but I don't have my ccw (yet) and i didn't know if it was legal being on my hip and loaded without my ccw (I don't carry it at all now). Open carry on the hip is legal in the Commonwealth as long as it can be seen and you are in an area where it is permitted. Depending on what part of the state you live in you may or may not have any trouble caring it. My best advice would be to just wait till you have your CCDW, so that way no one knows you have it and they are less likely to raise a stink. You can also carry your piece in you glove box, loaded and it is not considered concealed. On you hip, while in the car would be and you could be looking at trouble.
2. I want some opinions on a good holster. I want one thats hard plastic (formed?) and has a retention strap. Ive looked on ebay and google but just want some advice on a good one. Screw googles, (Just my opinion) If you are planning on caring daily, as I do, then go ahead and drop the money on a Cross Breed. I have had one for about 5 months now and love it! Makes daily carry of a .45 a breeze.
3. Im interested in a laser sight but but not nothing real expensive. Bass Pro has on for $25 but Im not sure it will work with the mount. Once again, you get what you pay for. If you are getting a Laser Sight for daily use, cheaper is not always better. Ya don't want it failing in a stress situation when it is needed most. But if it's just for Craps and Giggles, then $25 is not a bad price.
.45 Cause they don't make a 46!