Self-Defense SHIELD Insurance

[Ted C]

I'm quite the skeptical type I know, so I invite your flaming comments as well as instructive input. That said, I've been a ccw carrier for about 6 months and know I should have some sort of insurance. I'm becoming a member of the NRA and am trying to decide which insurance I should have.

The NRAs insurance is obviously well endorsed, but not as much insurance (especially the criminal defense) as USACARRY's insurance. I'm questioning the validity and legality (on paper) of the amounts and support offered by the USACARRY website.

Before you flame and sputter your response, consider this; I'm looking at it from a "if it sounds too good to be true" standpoint, not calling anyone outside for a shoot out ;)

Thanks

[pafindr]

Are you talking about USCCA insurance?

[murph50]

Ted

I was a member of USCCA and let my membership drop--I didn't feel comfortable with them and what they were offering.
A few months ago I joined The Armed Citizens Legal Defense Network-- Armed Citizens' Legal Defense Network, Inc. --.
Cost is $85 a year--it's run by good honest folks. You might want to check them out. You can call them too and they answer the phone and can address any concerns you may have.
I feel comfortable with them
Hope this helps

[Tucker's Mom]

Luke will never bombard us here members with junk insurance. That is why I am here. I was a member of USCCA and my husband and I got annoyed by deleting such junks from them.

[walt629]

I'm not even a member of USCCA and I get slammed with emails every day. I eventually unsubscribed just to get them out of my mail box. I'm also looking into the insurance issue so I'll track the responses here.

[walt629]

Ted

I was a member of USCCA and let my membership drop--I didn't feel comfortable with them and what they were offering.
A few months ago I joined The Armed Citizens Legal Defense Network-- Armed Citizens' Legal Defense Network, Inc. --.
Cost is $85 a year--it's run by good honest folks. You might want to check them out. You can call them too and they answer the phone and can address any concerns you may have.
I feel comfortable with them
Hope this helps

Hey Murph, How about expanding on the reason you dropped your membership with USCCA. I was considering joining for the insurance aspect right up until I read your post.

[pafindr]

I currently have USCCA insurance myself but I will not be renewing my membership when it expires.
When many of the members on the forums want answers they get crickets or their post gets deleted. They keep trying to sell you stuff and give you that oily feeling.
You may also notice that with some of the stuff on the site you first have to become a paying member before you know what you get, reminds me of obamacare.

I'll be looking at ACLDN when it comes time to renew.

[anvil6]

Thank God this is not a world of mandatory "one-size-fits-all" solutions. ACLDN, NRA and USCCA each offer products designed to help -- post shooting -- with the maze of legal entanglements one may become involved in after having used a firearm to defend themselves against deadly criminal attack.

The various products differ in exactly how they provide that assistance, what they provide, how much they provide, what they cost, who provides the assistance and even who actually buys (owns) the "insurance" that is to provide the underlying funds for the necessary assistance. Each person's perceived need and ability to pay is unique, so there is no "best for everyone" choice. It's not so much "Buyer Beware" as it is "Buyer be Aware".

Briefly, USCCA initially did not provide (what I will loosely call "insurance") with their membership. Indeed, many long-time members had already covered their liability using products from other providers. When USCCA announced that all new and renewal memberships would include the "protection" -- at a GREAT increase in membership fees -- some chose to either cancell or not renew their USCCA membership at the higher rate.

I make NO judgements as to which provider(s) may have the best coverage for YOUR liability needs.

[murph50]

Hey Murph, How about expanding on the reason you dropped your membership with USCCA. I was considering joining for the insurance aspect right up until I read your post.

I was a member for a year. The magazine is ok but the forum is a little slow for as many members as they say they have. USACarry is a better forum with better info IMO.

USCCA seems to be more of a money marketing scheme IMO. Ever since I joined I get bombarded with schemes from the owner and his family and friends. Get's old quick and I just don't trust em'.That insurance they're pushing has a garauntee of nothing.

Lot's of folks have left--there have been a lot of negative threads there in the last few months --if they haven't removed them.

I joined ACLDN for their program. I spent some time on the phone with them and they were real straight about what their program offers. I was immediately emailed a list of attorneys in my area and within a few days got a packet with great materials and CD's.All the people involved are well known and respected gun folks.

Just didn't have a good feeling at all with USCCA--seemed like sleezy tactics there--the owner even admits that he's a money marketing guy and he's found his niche in concealed carry.

[TheFollower]

What specifically does one need in terms of 'insurance'? If you are worried about a financial settlement if BG, or his survivors, sue and win a civil suit then get an umbrella liability policy as part of your current insurance. This presumes that you did nothing illegal in discharging the weapon. I am not an insurance expert...just passing along what little bit I know from my ins agent.