The only restriction that I know of that South Bend has "carved" out for itself is the City County building since it's attached to the Courthouse. Indiana's passed a pretty broad preemption law concerning local ordinances.
Or as Dirty Harry would say, "Do I feel lucky, well do ya?" Unless you have a real need to carry openly, I personally believe it's better if no one ever knows you're armed until you need to use it.
I would also keep in mind the fact that Indiana issues a permit to carry a handgun and not a concealed carry permit like Michigan does. This could lead to the conclusion that if you need a permit to carry a handgun then you would need a permit to carry either openly or concealed.
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