I just got an LCR and I use a crossbreed IWB. I dampened the back of the leather and put it on to let it dry and form to me and it took a lot less wearing time to get it comfortable. I read on another post were they have a returned holster section that is less expensive but I didn't see that. You might look and see if you can find it. I think for me wearing it lower in the waist and handle tilted back works best for concealing and comfort. The top of the holster is barely below my pants waist.
Due to the price increase on ammo do not expect a warning shot.