Concealed Carry Liability Insurance - Page 4
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Thread: Concealed Carry Liability Insurance

  1. Just got my PA CCW.. Got in in less than a month.. You can get the info on this site in the resources section.... Send it to Center County Sheriff.. Good Luck
    USMC / US Army
    Res: MI / Non-Res: FL / PA / NH / ME / CT / VA

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  3. #32
    I notice the original poster is located in Plano, Tx. Keep in mind Texas Castle Law. If it should be determined you were justifiable by a grand jury, Castle provides immunity from the bad guys or their families civil lawsuits. Having a relationship with a good attorney is also good advice.
    "How a politician stands on the Second Amendment tells you how he or she views you as an individual... as a trustworthy and productive citizen, or as part of an unruly crowd that needs to be lorded, controlled, supervised, and taken care of." -- Rep. Suzanna Gratia Hupp (TX)

  4. Every time that I've looked into the cost of a $1M dollar umbrella policy the cost of the policy was affordable. However, in order to write such a policy I was told that I would have to increase the amount of insurance coverage on my autos and my motorcycle as well.

    I don't work to support the government and the insurance companies! They're getting enough of my hard earned money. So I don't look for ways to give them more!

  5. #34
    Quote Originally Posted by wolfhunter View Post
    First, welcome to the site.

    This topic has come up before. Yes, if you use your weapon in self defense, there is a chance that you will have to go to court. Insurance is a good idea. Even if you don't opt for insurance, find a good gun-friendly lawyer and make his acquaintance. Find out if they will represent you if needed. Once you have located such a lawyer, put them on speed dial so their number is easy to find.
    The lawyer you would need in a self defense case probably will not be the family lawyer. I've found several in TN who participate in gun owner forums.

  6. Quote Originally Posted by wolfhunter View Post
    First, welcome to the site.

    find a good gun-friendly lawyer and make his acquaintance. Find out if they will represent you if needed. Once you have located such a lawyer, put them on speed dial so their number is easy to find.
    Great idea but, how do you find a gun friendly attorney it's not like they advertise it.

  7. #36
    Join Date
    Sep 2009
    Location
    Eastern North Carolina
    Posts
    268
    Quote Originally Posted by njsportsman View Post
    Great idea but, how do you find a gun friendly attorney it's not like they advertise it.
    If your state requires any kind of training as a prerequisite to getting a carry permit, most instructors will be able to recommend a suitable attorney.

    My pre-license instructor also teaches a course on how to best protect yoursellf from both criminal and civil actions if involved in a lethal force incident. Much of his course is actually taught by a local attorney, who is regarded as a specialist in lethal force cases.

    bill

  8. #37
    What if you didn't break any laws, but the police still arrest you and charge you? What then? Is there no insurance you can take out that will help with attorney fees?
    "Be vewy vewy quiet, I'm hunting wabbits" - Elmer Fudd
    NRA Life member
    GOA Life Member

  9. #38
    There is an organization that is dedicated to Concealed Carry. Membership gets you the usual freebies like magazines and stickers, training videos you can purchase. Another benefit is insurance to pay attorney fees to defend yourself when charged with a crime involving self defense. Here is a link to their website. Something else you can do is do an internet search foe CC insurance. My nephew shot an killed someone in his front yard. Here in OK the make my day law extends to your property line and not just inside your home. Anyway, for some reason he was charged with 1st degree. The DA was coming up for reelection and claims he will prosecute all murder cases. His trial took forever to actually happen. Because it was so expensive to defend himself, my family especially my sister and brother in law cashed out all of their retirement accounts and took mortgages on their property just to pay the lawyer. Final attorney bill was $200K. He was finally acquitted of all charges. Had he taken out insurance the financial strain on the family may not have been so steep. As I just got my CCL (Finally) I have the insurance provided by this organization and my wife and I are looking into more. Anyway here is the link and a prayer we never have to use this insurance. https://www.usconcealedcarry.com

  10. I am an appellate lawyer and really don't have much of a stick in this fight. When a case comes to me, that race was run.

    The problem I see with the clause is that it requires the charges to be dropped or for you to get an acquittal. When a prosecutor doubts their case, they often come with a plea offer that many people can't refuse. What do you do if you are charged with first degree murder and the prosecutor comes with a reckless discharge of a firearm and a $500 fine. Prosecutors will give such pleas but not dismissal because it protects the police departments from Section 1983 liability. That was why the West Memphis 3 when they were exonerated still had to take some sort of a plea. The prosecutor knew they were innocent but was trading escaping civil liability for the department for their freedom.

    Consider this guy who spent 42 years in a prison for a crime he didn't commit and whom 60 Minutes has three times don't stories on the bungled investigation, crackpot fire expert, and bad interrogation:

    How man held 42 years in hotel fire gained freedom - CBS News Video

    He took the plea to get out the door.

    Some of you will "stand your ground," but let me tell you it isn't as easy to say no when you are unsure of the future, dumped thousands into your defense, you have restrictive bond conditions, and your significant other "just wants closure." As an appellate attorney, let me tell you that juries are fickle, prosecutors may come with bargain basement pleas but very few just give up and throw in the towel. Bond pending appeal in my state is a paper tiger, the black letter law (People v Giacalone) is pretty good, but the practical implementation sucks.

    If you yield and plea, a motion to withdraw the plea filed the next day is likely to be denied. While we have cases from as recently as 2002 which say such motions should be granted with some liberality, I do ten or more appeals a year where they are denied despite timely motions.

    Stated another way, the charges dismissed or acquitted exception is larger than it looks on paper.

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