making payments on a firearm?? - Page 2
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Thread: making payments on a firearm??

  1. #11
    LMAO really you think its a good idea to carry or have firearms in your possession if you're not responsible enough to save for them???? It takes discipline to deal in any fashion with firearms lets start by being more responsible first!!!!

  3. Not everybody makes 6 digits a year. Layaway works for me. A lot of places do it.

  4. #13
    Quote Originally Posted by zoltandaman View Post
    Not everybody makes 6 digits a year. Layaway works for me. A lot of places do it.
    Thanks for speaking with logic! Some people just don't understand!!!

  5. #14
    You should analyze your expenses and find out what the problem seems to be. I know that sounds trivial but you need to know.

  6. I have used lay-a-way at my local gun shop on several occasions. Sometimes I drop in for a visit and see something I would like to have that will probably be gone on by the time I get back. The store requires 25% down. The paperwork is done at the time of pickup. My gun shop will let you keep it on lay-a-way for two to three months. So, I think you are in luck if your shop has a lay-a-way plan! Happy shooting!

  7. #16
    A lawaway plan isn't uncommon around here. I have done that several times.

  8. #17
    Join Date
    Jun 2011
    An Alternate Reality, I Assure You...
    If you're military you can use a Military StarCard(credit card) for firearms purchases at some BX/PX's. That's "making payments" one a firearm.
    Quote Originally Posted by Deanimator View Post
    [*]Don't be afraid to use sarcasm, mockery and humiliation. They don't respect you. There's no need to pretend you respect them.
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  9. #18
    I do not have a problem with someone using a lay-away plan. As has been stated here, most lay-aways require money down and full payment with 60 to 90 days. If you have a problem saving any money for a gun purchase, how are you going to make payments. Can you get it paid off in 60 days? Can you afford to lose your down payment if you cannot come up with the money to pay it off? Personally, I would not want to take that risk. Here are a couple of ideas to think about. Is your paycheck electronically deposited at your bank? If so, go to your bank and set up a savings account. Then have your bank automatically transfer whatever sum you can handle each time a your paycheck is deposited. If you do not have electronic deposit, you can still do the same thing and every time you take your check to the bank, have some moved to your savings account. When you get enough in your savings, go buy the gun you want. You DO have to show some self discipline here. One other "easy" way to save money is to get a big plastic jug and cut a slot in the lid. Every time, and I mean EVERY time you come home, put your pocket change in the jug. You would be surprised how quickly it all adds up. Even better, you could do both things at the same time.

  10. #19
    I think some people are putting to much in this "layaway Plan" . Talking about mismanaging money, not being responsible. It has nothing to do with that. Some people can afford to go a drop $1000 or so on a gun, God bless you for that. But then there are those who want and need a gun who can't afford to pay all at once. The economy is bad and its no fault of the hard working people who are trying to make ends meet. This talk about irresponsible and not managing money is total nonsense IMHO!!

  11. #20
    Lay-a-way is ok for some folks, I am not going to preach to any one about saving. God knows how lousy I am at doing so. I have three separate bank accounts just for that! However, I have found that when I save that cash, and walk in with it, I can get a better deal. When I lay 8 Bens down on the counter for that $1,000 gun, it is really tough for the guy behind the counter to say no. If he does I pick up my money slowly and immediately, gently start toward the door. I don't even stop to look at anything. You would be surprised how many times I get stopped before I get out the door. I may end up at $900, but I don't pay full counter price for anything with cash.
    Things I have put it on lay-a-way, have almost always been full price.

    Psalm 82:3-5

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