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Thread: Your ss #

  1. #21
    Join Date
    May 2008
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    Panhandle, Idaho
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    The insurance companies I was contracted with all required a social security number. They needed it to either run your credit report (some states allow credit to be used in insurance rating) or to access one of the claims databases, which all use SS as an identifier.

    We were told over and over again, they don't have to provide a SS number and we don't have to provide them with insurance. Let them buy their insurance elsewhere.

    As an agent it was extremely annoying. I don't write the policy, I don't get paid. But the databases they use are set up to use the SS and they wouldn't make any exceptions.

    However, we had so much info on people, like their driver's license numbers, addresses, employers, DoB and the rest, the company could find out anything they wanted anyway, including the SS number. It's really a moot point these days.

    Privacy is an illusion in 2008.

  2.   
  3. Quote Originally Posted by Stiofan View Post
    Privacy is an illusion in 2008.
    +1 to that statement. I think it has become more a matter of personal information security than privacy. With the advent of the internet (among other things), there really is no such thing. All you can do is be careful and vigilant.

  4. #23
    Join Date
    Sep 2007
    Location
    Indiana
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    4,650
    Quote Originally Posted by magicman007 View Post
    +1 to that statement. I think it has become more a matter of personal information security than privacy. With the advent of the internet (among other things), there really is no such thing. All you can do is be careful and vigilant.
    Make that +2.

    Word it however you want, but the information that I want kept private can't be, no matter what I try to do to keep it so.
    Any society that would give up a little liberty to gain a little security will deserve neither and lose both.

    Benjamin Franklin

  5. #24
    Join Date
    Sep 2007
    Location
    Battle Creek Mi
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    Quote Originally Posted by Stiofan View Post
    However, we had so much info on people, like their driver's license numbers, addresses, employers, DoB and the rest, the company could find out anything they wanted anyway, including the SS number. It's really a moot point these days.

    Privacy is an illusion in 2008.
    We have all in ignorance put out personal information on stuff we never should have, and in turn these people go out and sell that information, hence the words "Identity theft" are more the issue here. Know of a few that have had their identities hacked and it was costly, time consuming, and a real hassle to fix. Which is why the anti-identity theft companies are coming on line.
    The big lesson here is if more people flat out refused to supply a SS# or other personal information then these companies would have to learn to use other methods in their database or they would simply go out of business, and I would guess they would change rather than sink. They do not really need the data but it is a salable item to them, and yes many companies do sell it to other companies something of no use to you.

  6. #25
    Join Date
    Oct 2008
    Location
    Kalifornia & Idaho
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    1,052
    Quote Originally Posted by Stiofan View Post
    The insurance companies I was contracted with all required a social security number. They needed it to either run your credit report (some states allow credit to be used in insurance rating) or to access one of the claims databases, which all use SS as an identifier.

    We were told over and over again, they don't have to provide a SS number and we don't have to provide them with insurance. Let them buy their insurance elsewhere.

    As an agent it was extremely annoying. I don't write the policy, I don't get paid. But the databases they use are set up to use the SS and they wouldn't make any exceptions.

    However, we had so much info on people, like their driver's license numbers, addresses, employers, DoB and the rest, the company could find out anything they wanted anyway, including the SS number. It's really a moot point these days.

    Privacy is an illusion in 2008.
    The solution for places that have no legal reason to have your SS # is simple. You simply have a terrible memory (don't we all--ever go to the grocery for the wife?) anyway, it is awfully easy to reverse a couple of numbers just from memory problems. The funny thing is I generally do it the same way. Must be dyslexia or something!
    Maybejim

    Life Member NRA
    Life Member CRPA
    Life Member SASS

    What you say isn't as important as what the other person hears

  7. #26

    RE: Your #'s

    Sorry I missed Sam's original post, I was off to the north woods for muzzleloader season. So, There are several fed laws over the last few years to slow down this issue. I believe it is too far gone now with the Data based You. There are 5 areas of ID theft, SS only being one area and credit card fraud, another area, is only 25% of the problem. Annualcreditreport dot com is the only one that is free. The current thinking, I have read, is use that free service every 4 months for your credit report from one of the three majors. Start with Experian beause the post office updates change of addresses at Experian regularly. Then either Equifax or TransUnion after that.
    Try xxx-xx-1234 instead of the whole number. I also Liked GF's On File with HR remark. Stay on top of your ID! If it gets "Ripped off" it can be a son-of-a xxxx to get back, if ever.
    Semper Fi

  8. #27
    Join Date
    Sep 2007
    Location
    Battle Creek Mi
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    Quote Originally Posted by maybejim View Post
    The solution for places that have no legal reason to have your SS # is simple. You simply have a terrible memory (don't we all--ever go to the grocery for the wife?) anyway, it is awfully easy to reverse a couple of numbers just from memory problems. The funny thing is I generally do it the same way. Must be dyslexia or something!
    Capital suggestion, just re arrange the last 4 and that will do the trick, talking about taking he wife shopping, we were in Menard's picking up some home improvement stuff N they have 1 year no interest so she starts to blurt out her SS all the while I am having a panic attack, the alert clerk cut her off 3 number into it.

  9. #28
    Join Date
    Sep 2007
    Location
    Indiana
    Posts
    4,650
    This all just sucks. I've never like the idea of a government issued identification number anyway. Personally, I would prefer that they just use my driver's license number.
    Any society that would give up a little liberty to gain a little security will deserve neither and lose both.

    Benjamin Franklin

  10. Quote Originally Posted by tattedupboy View Post
    This all just sucks. I've never like the idea of a government issued identification number anyway. Personally, I would prefer that they just use my driver's license number.
    Isn't that kind of an oxymoron? I mean, it's still a government issued ID card with a specific number attached to you on it.

  11. Ssn

    Quote Originally Posted by HK4U View Post
    I am old enough to remember on my origional card it said "Not for identification purposes". Now it is often required for that. Just goes to show you can not believe the government.
    I am only 49 and my ssn card says exactly that, "Not for Identification."

    It is actually illegal to take it as identification, but as has been stated, how often is it "required" today for everything? Too dang often when it shouldn't be at all!

    Control comes in many forms and must start somewhere, this is one of the ways it is done.

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