I see that this is an old thread, but I'll post my $.02 anyway.

When i got my Fayette county permit, the sheriff's office told me that they normally just reduced and laminated the 3x5 version. In fact, they sent me both the 3x5 version (with sheriff/notary imprint) and the reduced and laminated copy. They sent both because they weren't able to reduce the photo i sent for the wallet-size version. They said i could just apply the photo myself and reduce/laminate it. I have since decided that i would just keep the "Valid without photo" version.